The 2025 Canadian Election: What’s at Stake for Real Estate? - Fifth Avenue REM mediaiqdigital tracking pixel
Home Buying, Market Intelligence, Real Estate News | April 25, 2025

🏡 Why Voting Matters – Especially Now

Over the last five years, we’ve witnessed sweeping changes in the real estate sector:

  • Interest rate volatility

  • Inflation driving up construction costs

  • Nationwide housing shortages

  • Foreign buyer bans and investor regulations

  • Government-led affordability initiatives

  • Record immigration driving unrelenting demand

These changes have reshaped what it means to build, sell, and buy a home in Canada. And they haven’t been accidental — they’re the result of federal policy decisions that have either accelerated or impeded progress on housing.

As we head to the polls, your vote has the power to influence what comes next.

🧭 How the 2025 Election Impacts Key Real Estate Stakeholders

1. 🏙 Housing Supply & Affordability

Federal leadership determines the pace of new housing creation, the types of homes prioritized, and who gets to live in them.

With growing demand and constrained supply, we need a national strategy that:

  • Supports high-density development

  • Speeds up approvals

  • Makes homes accessible across income levels

  • Aligns federal, provincial, and municipal goals

Whether we’re talking towers in transit corridors or missing middle density — housing policy starts at the federal level.

2. 🏢 The Real Estate Industry

Brokers, advisors, and marketers — the people behind the pre-sale and re-sale transaction — operate within the rules created in Ottawa.

  • Mortgage stress tests, buyer restrictions, and compliance requirements shift with every new regulation.

  • Agents serving investors have seen sharp declines in buyer eligibility under recent policy changes.

  • Marketing teams must adapt to changing incentives, tax rules, and buyer preferences shaped by affordability programs.

This election will directly impact how the industry attracts, qualifies, and supports homebuyers moving forward.

3. 🏗 Developers & Builders

Pre-sale developers don’t just react to markets — they forecast years ahead. They need policy consistency, investor confidence, and funding frameworks that support construction.

  • GST exemptions for rental builds, zoning reform, and federal infrastructure dollars all factor into project viability.

  • Investor policy and foreign ownership restrictions influence absorption rates and risk tolerance.

  • Affordability mandates and non-market housing incentives can change the balance sheets on projects already in motion.

A pro-growth environment could kick-start stalled projects. A more regulated landscape may slow approvals and complicate delivery timelines.

4. 🧍‍♂️ Home Buyers: End Users & Investors

Whether you’re saving for your first home or looking to purchase a pre-sale unit for future rental income, policy determines what’s possible:

  • Tax breaks, down payment incentives, and new savings vehicles can empower first-time buyers

  • Investor taxation and ownership restrictions shape long-term wealth planning

  • Short-term rental crackdowns and anti-flipping rules impact exit strategies and timelines

This vote is a critical step toward defining who has access to housing in Canada — and on what terms.

⚖️ Comparing the Two Leading Parties

🟦 Conservative Party Platform

Market-driven incentives: Removing GST on purpose-built rentals and offering pro-development policies

Faster approvals: Linking federal infrastructure funds to provincial action

Investor re-engagement: Potentially revisiting bans and opening pathways for foreign ownership

First-time buyer supports: Expanding tax shelters and savings programs

Impact: Potential acceleration of pre-sale launches, renewed investor interest, and broader development feasibility.

Resources

Official Party Platform: Canada First Economic Action Plan: Outlines the Conservative Party’s overarching economic strategies, including housing initiatives. ​

Housing-Specific Policies: Build 2.3 Million Homes: Details the plan to construct 2.3 million homes over five years by reducing regulatory barriers and leveraging federal land. ​

GST Elimination on New Homes: Proposes removing the federal sales tax on new homes priced under $1.3 million to make homeownership more affordable.Conservative Party of Canada

Tax Incentives for Homebuyers: Introduces measures to cut taxes by up to $100,000 per home through municipal development charge reimbursements. ​Conservative Party of Canada

Additional Resources: Official Party Website: Provides comprehensive information on the Conservative Party’s policies and news updates. ​Conservative Party of Canada

🔴 Liberal Party Platform

Affordability first: Prioritizing affordability over investment growth

Foreign buyer bans & flipping taxes: Continuation of investor constraints

Incentives for non-market housing: Supporting co-op, affordable, and community-led housing

Buyers-focused policy: Focused on first-time buyer equity programs and market entry

Impact: A more controlled, affordability-driven market with constrained investor participation and potentially slower private development timelines.

Resources

Official Party Platform: Building Canada Strong: Outlines the Liberal Party’s comprehensive plan for economic growth, including housing strategies. ​

Housing-Specific Policies: Doubling Home Construction: Aims to double the pace of home construction to nearly 500,000 new homes annually, addressing supply shortages. ​Liberal Party of Canada

Build Canada Homes (BCH): Introduces a new entity to spearhead affordable housing projects, utilizing public land and providing financing solutions. ​Liberal Party of Canada

Accelerating Municipal Approvals: Plans to assist cities in expediting zoning and permitting processes to facilitate faster homebuilding. ​Liberal Party of Canada

Additional Resources: Official Party Website: Offers detailed information on the Liberal Party’s policies and initiatives.

🗳 What You Can Do: Vote for Housing, Vote for the Future

Whether you’re building homes, selling them, or hoping to buy one — this election is your opportunity to shape a better, more balanced housing future.

✅ If you want to see more homes built — vote.
✅ If you want better pathways to ownership — vote.
✅ If you want clarity, opportunity, and growth in your industry — vote.

📍For more insights on real estate, market trends, and what’s next for Canadian housing, visit www.fifthave.ca/newsfeed.

A Call to Action for Home Buyers, Developers, and Industry Professionals

With the 2025 Canadian federal election officially underway, the question isn’t just who will lead the country — it’s what kind of housing future we’re building for. And for those of us on the front lines of real estate, this is more than a political event. It’s a pivotal moment.

At Fifth Avenue Real Estate Marketing, we believe in empowering the home buying journey — and that includes helping our communities understand what policy decisions mean for the homes we sell, the projects we market, and the clients we serve.

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